Smart on the Go with Bike Leasing: Your Dream Bike, Tax-Advantaged
Bike leasing has become one of the most popular ways to acquire a high-end (electric) bicycle in recent years. Instead of paying a large sum all at once, you (or your employee) lease the bike for a fixed period, usually 36 to 48 months.
What makes bike leasing unique in Belgium is that it almost always happens through a gross salary exchange (salary optimisation) via the employer or through the mobility budget. This allows you to enjoy enormous tax advantages. Leasing is also a smart move for self-employed individuals to spread the investment and deduct 100% of it for tax purposes.
The great advantages of bike leasing
- Up to 40% cheaper: Because the lease contribution is withheld from your gross salary (before taxes), you pay significantly less net than if you bought the same bike privately in a shop.
- No Benefit in Kind (BIK): If you use the leased bike for commuting (even if only occasionally), you pay 0 euros in tax on this extra-legal benefit.
- Carefree all-in package: Maintenance, repairs, a flexible service budget, theft and damage insurance, and roadside assistance are all included in the monthly price as standard.
- Takeover option: At the end of the lease period, you can definitively purchase the bike for a small percentage of its new value (the residual value), or choose to lease a brand-new model immediately.
We work with your lease partner!
You choose your dream bike in our shop. We prepare the official lease quote and link it to your lease provider's digital platform. We work seamlessly with all major Belgian companies:
- Joule: Known for their flexible service budgets and strong focus on both SMEs and larger fleets.
- KBC Bike Leasing: The bank's trusted leasing arm, ideal for quick, digital processing.
- O2O: One of the largest platforms in Belgium with a very useful calculation tool for employees.
- Cyclis / Cyclic: Pioneers in the bike leasing world who focus on peace of mind and local dealer contact.
- Lease a Bike: A super smooth digital platform that allows you to order your dream bike in no time.
- Cyclobility: A strong player that embodies cycling culture and minimises the administrative burden for employers.
- B2Bike: Specialist in tailor-made mobility plans for companies and governments.
- Cycle Valley: Strong in offering a total service with a keen eye for organisations' ecological footprint.